Janiye manappuram gold loan ke bare me – 2025 me interest rate, repayment, eligibility, documents aur online apply process full detail me explain kiya gaya hai.
💰 Introduction: Kya Hai Manappuram Gold Loan?
Aaj ke time me gold ek valuable asset hone ke sath-sath, financial help ka ek trusted source bhi hai. Agar aapke paas gold jewelry hai aur aapko urgent paiso ki zarurat hai, to Manappuram Gold Loan ek fast aur easy option ho sakta hai.
Manappuram Finance India ke sabse bade NBFCs me se ek hai, jo 1949 se trusted financial services provide kar raha hai. Unka manappuram gold loan product specially un logon ke liye design kiya gaya hai jinko quick fund chahiye bina apna gold bechhe.
Is article me hum detail me dekhenge:
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Manappuram gold loan interest rate,
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Eligibility,
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Documents required,
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Repayment options,
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Online apply process, aur
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Safety aur warning message bhi.
📘 1. Manappuram Gold Loan Overview
| Feature | Details |
|---|---|
| Loan Type | Secured Loan |
| Loan Amount | ₹1,000 se ₹1.5 Crore tak |
| Tenure | 3 months – 12 months |
| Interest Rate | 9.90% se shuru |
| Collateral | Gold ornaments (22 carat) |
| Processing Time | Within 5 minutes |
| Mode of Apply | Online aur Offline dono |
Focus Keyword: manappuram gold loan aapko apne gold ke against quick cash provide karta hai, bina kisi lengthy documentation ke.
🧾 2. Eligibility Criteria for Manappuram Gold Loan
Loan lene se pehle applicant ko kuch basic eligibility meet karni hoti hai:
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Age Limit: 18 saal se 65 saal tak
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Citizenship: Indian resident hona chahiye
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Collateral: Minimum 18 carat aur above gold ornaments
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Income Proof: Not mandatory
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Credit Score: Not required
Yaani ki manappuram gold loan un logon ke liye bhi available hai jinke paas stable income proof nahi hai.
📄 3. Documents Required for Manappuram Gold Loan
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Identity Proof: Aadhar Card, PAN Card, Voter ID
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Address Proof: Electricity Bill, Passport, Driving License
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Photograph: 2 passport-size photos
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Gold Ownership Proof: Optional (if applicable)
Aap in documents ke sath nearby manappuram gold loan bangalore ya kisi bhi branch me apply kar sakte hain.
💰 4. Manappuram Gold Loan Interest Rate 2025
Interest rate depend karta hai loan amount, gold weight aur market rate par.
| Loan Amount | Interest Rate (Approx) | Tenure |
|---|---|---|
| ₹10,000 – ₹1 Lakh | 9.90% – 12% p.a. | 3–6 months |
| ₹1 Lakh – ₹10 Lakh | 12% – 15% p.a. | 6–12 months |
| Above ₹10 Lakh | 9.90% onwards | Flexible |
Aap online check kar sakte hain manappuram gold loan rate per gram today 22 carat unke official site par – taaki aapko pata chale aaj ke din aapka gold kitna paisa de sakta hai.
💳 5. Repayment & Interest Payment Options
Manappuram gold loan repayment process bahut flexible hai. Aap apne comfort ke hisab se repayment choose kar sakte hain:
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Monthly Interest Payment:
Sirf interest pay karna hota hai, principal end me.
(Use: manappuram gold loan interest payment option) -
Full Repayment at End:
Tenure ke end me interest + principal ek sath pay kar sakte hain. -
Online Payment:
Aap Paytm, PhonePe, Google Pay ya manappuram gold loan online payment paytm option se interest aur repayment kar sakte hain. -
OGL Lite Option:
OGL Lite ek app-based facility hai jahan se aap apna manappuram gold loan ogl lite manage kar sakte hain — loan renew, repayment, top-up sab kuch.
📲 6. How to Apply for Manappuram Gold Loan Online
Aap 2 tarike se apply kar sakte hain — Online aur Offline.
🖥️ Online Apply Process
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Visit official website: https://www.manappuram.com
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“Apply for Gold Loan” option select karein.
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Apna name, mobile number, city aur gold details fill karein.
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Nearby branch aapko contact karegi.
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Gold valuation ke baad loan approve ho jata hai.
Ya fir aap Manappuram Gold Loan App download kar sakte hain Google Play Store se aur directly loan renew/repay kar sakte hain.
🏦 Offline Apply Process
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Nearest Manappuram Gold Loan Bangalore ya kisi bhi branch visit karein.
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Gold valuation free of cost hota hai.
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Documents verify hone ke baad 5–10 minutes me loan disburse ho jata hai.
🌟 7. Benefits of Manappuram Gold Loan
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⚡ Instant Disbursement (within minutes)
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💰 High Loan Value per Gram
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🏦 No Income Proof Required
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🧾 Low Documentation Process
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📱 Manappuram Gold Loan App aur OGL Lite se easy management
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🔒 Gold Safety: 100% insured and secured vault storage
📈 8. Manappuram Gold Loan Rate Per Gram Today (22 Carat)
Gold ke rate daily change hote hain. 22-carat ke liye manappuram gold loan rate per gram today 22 carat approx ₹5,800–₹6,200 per gram hota hai (October 2025).
Exact rate ke liye official website ya nearby branch par check karein.
💬 9. FAQs – Manappuram Gold Loan
Q1. Kya Manappuram Gold Loan online apply ho sakta hai?
👉 Haan, aap official website ya Manappuram Gold Loan App se apply kar sakte hain.
Q2. Interest payment kaise karein?
👉 Aap Paytm, PhonePe, UPI se manappuram gold loan interest pay kar sakte hain.
Q3. Kya CIBIL score zaroori hai?
👉 Nahi, gold loan ke liye credit score required nahi hota.
Q4. Kya 18-carat gold accept hota hai?
👉 Haan, lekin 22-carat gold par zyada loan value milti hai.
Q5. Gold safe kaha rehta hai?
👉 Manappuram ke secured vaults me, full insurance ke sath.
⚠️ Investment & Loan Disclaimer (Warning Message)
Disclaimer:
Yeh article sirf informational purpose ke liye likha gaya hai. Gold loan ek secured loan hota hai jisme aapke gold ornaments collateral ke roop me rakhe jaate hain. Loan lene se pehle interest rate, repayment policy aur terms & conditions Manappuram Finance ki official website ya nearest branch se confirm karein. Kisi bhi financial decision se pehle apne advisor se salah lena hamesha safe hota hai.
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