Kissht Loan App Review 2026 – Safe Hai Ya Scam?

Kissht loan app kya hai? Kissht loan app review, interest rate, eligibility, documents, real or fake, RBI approved status, customer care number, app download aur login process ki complete jankari.

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1️⃣ Introduction

Aaj ke fast digital yug me jab achanak paiso ki zarurat padti hai – jaise medical emergency, mobile purchase, education expense ya personal need – to log bank ke chakkar lagane ke bajay loan apps ka sahara lete hain.

Lekin yahi sabse badi problem hai 👉 market me hazaaro loan apps maujood hain, jisme se kuch genuine hain aur kuch fraud.

Isi wajah se log search karte hain:

• Kissht loan is real or fake?
• Is Kissht app safe?
• Kissht loan app review

👉 Is article me aapko milega Kissht loan app se related har important jankari – interest rate, eligibility, documents, application process, pros-cons, RBI approval status aur safety tips.

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🏢 Company Overview – Kissht Kya Hai?

Kissht ek Indian digital lending platform hai jo personal loan, instant credit aur buy-now-pay-later (BNPL) services provide karta hai. Kissht ka focus un users par hota hai jinke paas limited credit history ho ya jo fast approval chahte ho.

Kissht platform ke through aap:

• Small personal loan le sakte hain
• Shopping ke liye credit use kar sakte hain
• EMI me repayment kar sakte hain

Kissht ka claim hai ki yeh:

• 100% digital process
• Paperless KYC
• Fast disbursal

provide karta hai.

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3️⃣ Eligibility Criteria (Kaun Apply Kar Sakta Hai?)

Kissht loan ke liye common eligibility conditions:

• Age: 21 se 60 years
• Indian resident
• Active mobile number
• Regular income source (salaried / self-employed)
• Valid bank account

⚠️ Eligibility user profile ke hisaab se vary kar sakti hai.

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4️⃣ Required Documents (Zaroori Kagazaat)

• Aadhaar Card
• PAN Card
• Bank account details
• Income proof (salary slip / bank statement)
• Selfie / live photo

KYC process puri tarah digital hota hai.

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5️⃣ Interest Rates & Fees

Kissht ke interest rate aur charges user profile, loan amount aur tenure par depend karte hain.

Approximate Range:

• Interest Rate: 14% – 36% per annum
• Processing Fee: 1% – 6%
• Late Payment Charges: Applicable
• GST extra as per rules

👉 Exact interest rate app ke dashboard me show hota hai.

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6️⃣ Application Process (Step-by-Step)

1. Kissht App download karein
2. Mobile number se register karein
3. OTP verify karein
4. Basic profile details fill karein
5. KYC documents upload karein
6. Loan amount & tenure choose karein
7. Submit application
8. Approval ke baad amount bank account me credit

Total process 5–10 minutes me complete ho sakta hai.

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7️⃣ Comparison Table

Feature	Kissht Loan App	Bank Personal Loan
Processing Time	Fast	Slow
Documentation	Low	High
Interest Rate	Medium-High	Low
Collateral	No	Sometimes
Approval Chance	Medium-High	Medium

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8️⃣ Pros & Cons

✅ Pros

• Quick approval
• Fully digital process
• Low documentation
• Small ticket loans available

❌ Cons

• Interest rate high ho sakta hai
• Late fee heavy ho sakti hai
• Long-term loan ke liye expensive

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9️⃣ Kissht Is Real or Fake?

Kissht ek well-known digital lending platform hai jo kaafi saalon se Indian market me operate kar raha hai.

✔️ App millions of downloads ke saath available hai
✔️ Users actively use kar rahe hain

👉 Lekin important baat:

Kissht khud NBFC ho sakta hai ya RBI-registered NBFC partners ke through lending karta hai.

Iska matlab:

• Platform real hai
• Lekin aapko hamesha RBI compliance check karna chahiye

Ram Fincorp Loan App Review 2026 – Safe Hai Ya Scam? Puri Jankari Step-by-Step

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🔟 Kissht Reviews

Online platforms par Kissht ke reviews mixed milte hain:

Positive:

• Fast disbursal
• Easy process

Negative:

• High interest
• Recovery calls ki complaint

👉 Overall, Kissht short-term emergency ke liye useful ho sakta hai, lekin long-term loan ke liye mehenga pad sakta hai.

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1️⃣1️⃣ Kissht Loan App Is RBI Approved?

Directly ya indirectly Kissht RBI-registered NBFC partners ke saath kaam karta hai (as per company information).

👉 Safe side ke liye:

• App ke “About” section me NBFC partner ka naam check karein
• RBI website par NBFC name search karein

Zype Loan App Review 2026 – Zype Loan Kya Hai, Real or Fake & Safe?

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1️⃣2️⃣ Kissht Customer Care Number

Email : care@kissht.com

Send us a mail with your query

Call : 080 44745884 /080 62816309

Get in touch with our customer support team

Whatsapp – +91 2248913631

Drop us a message and we will get back shortly

⚠️ Random WhatsApp number se contact na karein.

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1️⃣3️⃣ Kissht App Download

• Android: Google Play Store
• iOS: Apple App Store

Sirf official store se download karein.

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1️⃣4️⃣ Kissht Login Process

1. App open karein
2. Mobile number enter karein
3. OTP verify karein
4. Dashboard access karein

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🔐 Safety Tips Before Taking Kissht Loan

• Interest rate calculate karein
• EMI affordability check karein
• Privacy policy padhein
• Agreement ka screenshot save karein
• Unknown calls se alert rahein

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📌 Ring by Kissht Kya Hai?

Ring by Kissht ek instant credit line service hai jisme aapko pre-approved credit limit mil sakta hai, jise aap shopping aur bill payment ke liye use kar sakte hain.

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✅ Conclusion

Kissht loan app ek genuine digital lending platform hai jo instant personal loan aur credit solutions offer karta hai. Lekin interest rate comparatively high ho sakta hai.

👉 Best approach:
Pehle bank ya RBI-approved NBFC se loan try karein. Agar emergency ho tabhi Kissht jaise apps use karein aur sirf verified information ke saath apply karein.

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❓ FAQs – Kissht Loan App

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⚠️ Disclaimer

Yeh article sirf educational aur informational purpose ke liye hai. Hum Kissht ya kisi bhi loan app ko promote ya recommend nahi karte. Loan lene se pehle official website/app par terms & conditions verify karein aur RBI guidelines follow karein.

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🔗 Kissht Loan Apply (Via Gromo Affiliate Link)

Aap Kissht Loan ke liye hamare Gromo partner affiliate link ke through apply kar sakte hain. Is link par click karne ke baad aap Gromo ke verified platform par redirect honge, jahan se Kissht loan ke liye securely application submit ki ja sakti hai.

👉 Apply Karne ke Steps:

• Neeche diye gaye Gromo Affiliate Link par click karein
• Gromo app / page open hone ke baad Kissht Loan option select karein
• Basic details fill karein
• KYC documents upload karein
• Loan amount choose karke submit karein

⚠️ Affiliate Disclosure:
Yeh ek affiliate link ho sakta hai. Agar aap is link ke through apply karte hain, to hume commission mil sakta hai, lekin aapke liye koi extra charge nahi hota.

⚠️ Safety Tip:
Apply karne se pehle interest rate, fees aur repayment terms ko dhyan se padhein.