Bank Car Loan Interest Rate Festival Season Offers 2025 Car lena ab aur easy! Jaane SBI, PNB, HDFC, ICICI aur dusre top banks ke car loan interest rates jo 7.6% se start hote hain.
Introduction
Festive season shuru hote hi banks apne customers ke liye special loan offers le aate hain. Agar aap nayi car kharidne ki soch rahe ho, to ye samay perfect hai. Abhi multiple banks jaise SBI, PNB, HDFC Bank, ICICI Bank aur dusre lenders apne car loans par attractive interest rates offer kar rahe hain – jo sirf 7.6% se shuru hote hain.
Is blog me hum dekhenge top banks ke car loan rates, eligibility aur Festival Season ke special benefits.
Bank Car Loan Interest Rate 2025 (Festival Season Offers)
| Bank | Interest Rate (Starting From) | Processing Fee / Offer |
|---|---|---|
| SBI Car Loan | 7.60% p.a. | Festive waiver on processing charges |
| PNB Car Loan | 7.65% p.a. | Zero prepayment penalty on floating loan |
| HDFC Car Loan | 7.75% p.a. | Quick approval, 100% on-road funding |
| ICICI Bank | 7.80% p.a. | Special festive cashback schemes |
| Axis Bank | 7.85% p.a. | Low documentation offer |
| Bank of Baroda | 7.70% p.a. | Concession for women applicants |
| Union Bank | 7.90% p.a. | Pre-approved festive loans |
👉 Interest rates bank ke customer profile, CIBIL score, loan tenure aur car model par depend karte hain.
Festival Season Offers Car Loan Benefits
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Lower Interest Rates – Rates as low as 7.6% se start ho rahe hain.
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Processing Fee Waiver – Kai banks ne festive season ke liye processing charges kam ya zero kiye hain.
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Quick Disbursal – Loan approval aur amount release fast track par hai.
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Special Offers for Women & Salaried Employees – Extra discount aur concessional rates available.
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Cashback & Freebies – Kuch banks car insurance ya accessories par festive cashback bhi de rahe hain.
Car Loan Eligibility – Common Requirements
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Applicant ka CIBIL score 700+ hona chahiye.
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Age limit: 21 se 65 years tak.
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Salaried aur self-employed dono apply kar sakte hain.
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Income proof aur basic KYC documents (Aadhaar, PAN, Address proof) required.
Tips to Get Lowest Car Loan Interest Rate
✅ Achha CIBIL score maintain karein (750+).
✅ Shorter loan tenure choose karein.
✅ Compare multiple banks ke festive offers.
✅ Existing bank relationship (salary account / home loan) ka benefit lein.
✅ Women applicants ke liye concessional rates avail karein.
FAQs – Bank Car Loan Interest Rate
Q1. Car loan interest rate lowest kis bank ka hai?
👉 Abhi festive season me SBI aur PNB ka starting rate lowest hai – 7.6% se shuru.
Q2. Kya festive season me processing fee maaf hai?
👉 Haan, SBI aur kuch banks ne processing fee waiver diya hai.
Q3. Car loan ke liye minimum CIBIL score kitna chahiye?
👉 Minimum 700-750 score preferred hai best rate ke liye.
Q4. Women applicants ko kya special benefit milta hai?
👉 Haan, Bank of Baroda aur Axis Bank jaise lenders concessional rates dete hain women borrowers ko.
Q5. Kya prepayment par extra charges lagte hain?
👉 PNB aur kuch banks floating rate loans par prepayment charges nahi lete.
Conclusion
Festive season 2025 me car loan lena ek smart financial decision ho sakta hai, kyunki banks abhi lowest interest rates (7.6% onwards) aur multiple benefits offer kar rahe hain. Agar aap car kharidne ki planning kar rahe ho, to SBI, PNB, HDFC, ICICI aur dusre banks ke Festival Offers compare karke best option choose karna aapke liye faydemand hoga.
👉 Ab nayi car ka sapna pura karna easy hai – sahi bank aur sahi loan plan choose karke! 🚗✨
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