Axis Finance Personal Loan 2025: Get up to ₹25 lakh instantly with minimal documents. Know interest rate, eligibility, documents required, and how to apply online.
💰 Introduction
Agar aapko turant paison ki zarurat hai — jaise marriage, travel, home renovation, ya medical emergency ke liye — to Axis Finance Personal Loan ek perfect option ho sakta hai.
Axis Finance (Axis Bank group ka NBFC division) customers ko ₹50,000 se ₹25 lakh tak ka personal loan deta hai — wo bhi completely paperless process ke saath.
Chaliye jaante hain Axis Finance Personal Loan 2025 ke latest features, interest rates, eligibility aur apply karne ka step-by-step process.
💼 Axis Finance Personal Loan Features
| Feature | Details |
|---|---|
| 💰 Loan Amount | ₹50,000 – ₹25,00,000 |
| 📅 Tenure | 12 to 60 months |
| 📈 Interest Rate | Starting from 10.49% p.a. |
| ⚡ Processing Fee | Up to 2% of loan amount + GST |
| 🕐 Disbursal Time | Within 24 hours (for eligible customers) |
| 🧾 Prepayment | Allowed after 12 EMIs (charges applicable) |
💡 Note: Axis Finance personal loan completely unsecured hai, yaani aapko koi collateral dene ki zarurat nahi hoti.
🧮 Axis Finance Personal Loan Interest Rate 2025
Interest rate depend karta hai aapke credit score, income level, city, aur existing relationship par.
| Loan Type | Interest Rate (per annum) |
|---|---|
| Salaried Individual | 10.49% – 18.50% |
| Self-Employed | 12.00% – 20.00% |
| Pre-approved Customers | 9.99% onwards |
💡 Better credit score = lower interest rate ✅
👤 Eligibility Criteria
✅ Indian citizen (Age 21 – 60 years)
✅ Minimum monthly income – ₹15,000 (salaried)
✅ Self-employed ke liye – 2 years of business proof
✅ Good CIBIL score (700+) preferred
📋 Required Documents
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Identity Proof: Aadhaar Card / PAN Card / Voter ID
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Address Proof: Utility Bill / Passport / Driving License
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Income Proof:
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Salaried: Last 3 months’ salary slips + bank statement
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Self-employed: ITR + bank statement
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Passport-size Photograph
💻 Axis Finance Personal Loan Apply Online – Step by Step
1️⃣ Visit 👉 https://www.axisfinance.in/
2️⃣ Click on “Apply Now”
3️⃣ Fill basic details – Name, Mobile, PAN, City, Loan Amount
4️⃣ Upload KYC + Income Documents
5️⃣ Axis Finance team will verify & approve your loan
6️⃣ Approved amount directly credit ho jaayega aapke bank account me 💸
🧾 EMI Calculation Example
Agar aap ₹5,00,000 ka loan lete ho @ 11% interest rate for 3 years (36 months):
👉 Your EMI ≈ ₹16,380/month
👉 Total interest ≈ ₹89,680
👉 Total repayment ≈ ₹5,89,680
Aap apna custom EMI calculate kar sakte ho using Axis Finance EMI Calculator on their website.
🔁 Repayment Options
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Auto-debit from bank account
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Online payment via Axis Finance portal
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UPI or net banking transfer
💡 Time par EMI pay karne se credit score improve hota hai.
📞 Axis Finance Customer Care
📱 Helpline: 1800 419 5577
📧 Email: contactus@axisfinance.in
🌐 Website: https://www.axisfinance.in/
❓ FAQs
Q1. Axis Finance Personal Loan minimum amount kitna hai?
👉 ₹50,000 se shuru hota hai.
Q2. Loan kitne time me milta hai?
👉 Eligible customers ko 24 hours me disbursal milta hai.
Q3. Kya personal loan ke liye collateral dena padta hai?
👉 Nahi, ye 100% unsecured loan hai.
Q4. Kya main apna Axis Finance loan prepay kar sakta hoon?
👉 Haan, 12 EMIs ke baad prepayment allowed hai (charges 2-4%).
Q5. Axis Finance aur Axis Bank personal loan me kya difference hai?
👉 Axis Finance ek NBFC division hai jo Axis Bank group ka part hai, lekin separately operate karta hai.
🏁 Conclusion
Axis Finance Personal Loan 2025 un logon ke liye best hai jinko quick approval aur flexible repayment chahiye.
Low interest rate, simple process aur minimal documents ke saath ye India ke most trusted instant loan options me se ek hai.
👉 Apply karein abhi aur paayein instant approval — bina kisi collateral ke, directly aapke bank account me! 💸
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