Agar aap business start karna chahte ho, ya apne existing business ko grow karna chahte ho, toh Adani Capital Loan aapke liye ek strong option ho sakta hai.
Adani Loan mainly small businesses, farmers, aur retail customers ke liye design kiya gaya hai — jahan aapko quick approval aur easy EMI milta hai.
Chaliye samjhte hain detail me Adani Loan types, eligibility, interest rates, aur apply karne ka process.
🧾 1. What is Adani Loan (Adani Capital Loan)?
Adani Capital is a Non-Banking Financial Company (NBFC) under the Adani Group that offers customized loans to individuals, MSMEs, and farmers.
Unka aim hai “Finance the Underserved” — jahan traditional banks se loan lena mushkil hota hai, wahan Adani Capital help karta hai.
Main Loan Categories:
-
Business Loan
-
Farm Loan
-
Vehicle Loan (Commercial + Personal)
-
Personal Loan (selected customers)
💼 2. Types of Adani Loans
(a) Adani Business Loan
-
For: Small & Medium Enterprises (SMEs)
-
Loan Amount: ₹1 lakh to ₹25 lakh
-
Tenure: Up to 60 months
-
Documents: GST certificate, ITR, bank statement
-
Interest Rate: Starting from 13% p.a.
(b) Adani Vehicle Loan
-
For: Commercial & personal vehicles
-
Loan Amount: Up to 90% of vehicle cost
-
Tenure: 1–5 years
-
Special: Fast approval with minimum paperwork
(c) Adani Farm Loan
-
For: Farmers & Agri-based businesses
-
Uses: Tractor loan, dairy unit, agri equipment
-
Subsidized interest under tie-ups with govt programs
📋 3. Adani Loan Eligibility Criteria
| Criteria | Details |
|---|---|
| Age | 21–60 years |
| Occupation | Salaried / Self-employed / Farmer |
| Income | Minimum ₹20,000 per month |
| CIBIL Score | 700+ preferred |
| Business Vintage | Minimum 1 year (for SME loan) |
💡 Tip: Aapka credit score jitna accha hoga, aapko utna better rate milta hai.
🧾 4. Documents Required for Adani Loan
-
Aadhaar Card / PAN Card
-
Address Proof (Electricity bill, Rent Agreement)
-
Income Proof (Salary slip / ITR)
-
Business Proof (GST / Shop license)
-
Bank statement (last 6 months)
-
Vehicle quotation (for vehicle loan)
💰 5. Adani Loan Interest Rate & Charges
| Loan Type | Interest Rate (Approx.) | Processing Fee |
|---|---|---|
| Business Loan | 13% – 18% p.a. | 2% of loan amount |
| Vehicle Loan | 11% – 16% p.a. | 1% – 2% |
| Farm Loan | 8% – 12% p.a. | Nominal |
Interest rate applicant ke profile, loan amount, aur repayment capacity par depend karta hai.
🌐 6. How to Apply for Adani Loan Online
Adani Capital ke website se loan apply karna bohot easy hai 👇
-
Visit www.adanicapital.in
-
Click on “Apply Now”
-
Choose your loan type (Business / Vehicle / Farm)
-
Fill personal & financial details
-
Upload KYC documents
-
Get approval & disbursal within 24–48 hours (subject to verification)
💬 Tip: Aap nearest Adani Capital branch me jaake offline bhi apply kar sakte ho.
🧩 7. Why Choose Adani Capital Loan?
-
Fast & transparent approval
-
Minimal documentation
-
Doorstep service available in many cities
-
Digital loan tracking system
-
Customer-friendly repayment flexibility
🏁 Conclusion
Adani Loan un logon ke liye best option hai jinko quick funding chahiye without complicated paperwork.
Chaahe aap ek small business owner ho, farmer ho, ya new entrepreneur — Adani Capital ke through aap apne goals ko easily fund kar sakte ho.
Check your Adani Loan eligibility today and apply online for instant approval! 🚀
Visit: www.adanicapital.in
SC ST Subsidy Loans 2025: Government Loan Schemes for SC/ST Entrepreneurs in India
Tata Capital Loan Eligibility 2025: Check Your Chances Before You Apply!
YES Bank Car Loan 2025: Easy EMI, Quick Approval & Best Rates Explained
1 thought on “Adani Loan 2025: Full Guide to Adani Capital Business & Personal Loans”