AU Personal Loan – Interest Rates, Eligibility & Apply Online 2025

Check AU Personal Loan details: eligibility, interest rates, EMI, documents & online application process. Get instant approval with AU Bank personal loans.

1. AU Personal Loan Kya Hai?

AU Small Finance Bank apne customers ko unsecured personal loans provide karta hai jisme collateral ki requirement nahi hoti. Ye loans emergency, education, travel, wedding ya medical expenses ke liye liye jaa sakte hain.

2. AU Personal Loan Features

• Loan Amount: ₹1 Lakh – ₹25 Lakh

• Tenure: 12 – 60 months

• Interest Rate: 10.99% p.a. se shuru

• Processing Fee: Up to 2% of loan amount

• No collateral required

• Quick approval & disbursal

3. Eligibility Criteria

• Applicant Age: 21 – 60 years

• Employment: Salaried or self-employed

• Minimum Monthly Income: ₹20,000 (city-based variation possible)

• CIBIL Score: 700+ preferred

4. Required Documents

• Aadhaar Card & PAN Card

• Address Proof (Utility bill, Passport, Voter ID)

• Last 3–6 months salary slips (for salaried)

• Bank statements

• Business proof (for self-employed)

5. How to Apply for AU Personal Loan Online?

1. Visit official website: www.aubank.in

2. Personal loan section me “Apply Now” select karein

3. Loan amount & tenure enter karein

4. Documents upload karein

5. Verification ke baad approval & disbursal

6. Benefits of AU Personal Loan

• Hassle-free paperless process

• Competitive interest rates

• Flexible repayment options

• No hidden charges

• EMI calculator available online

✅ FAQs – AU Personal Loan details

Q1. AU Personal Loan ka minimum aur maximum amount kitna hai?
Ans: ₹1 Lakh se ₹25 Lakh tak loan milta hai.

Q2. AU Personal Loan interest rate kitna hai?
Ans: 10.99% p.a. se shuru hota hai, applicant profile ke hisaab se change hota hai.

Q3. AU Personal Loan apply karne ke liye CIBIL score kitna hona chahiye?
Ans: Minimum 700+ CIBIL score preferred hota hai.

Q4. Loan disbursement me kitna time lagta hai?
Ans: Approval ke baad 24–48 hours ke andar loan account me credit ho jata hai.

Q5. Kya AU Bank personal loan ko pre-close kar sakte hain?
Ans: Haan, prepayment/foreclosure allowed hai lekin charges apply hote hain.

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