Bandhan Loan 2025 ke sabhi types – Group, Business, Personal, Home, Car & Bike Loans ke interest rate, eligibility aur apply process janiye.
💡 Bandhan Loan Kya Hai?
Bandhan Bank apne customers ko har tarah ke financial needs ke liye customized loan products offer karta hai.
Chahe aap ek small business owner ho, ghar banana chah rahe ho, ya personal expenses ke liye funds chahiye — Bandhan Bank ke paas sabke liye ek smart loan option hai.
Ye loans affordable interest rates, quick processing, aur flexible repayment options ke saath aate hain.
💼 Bandhan Bank Loan Types
1️⃣ Bandhan Group Loan (Joint Liability Group Loan)
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Purpose: Mahilao ke self-help groups (SHGs) ya chhoti business activities ke liye.
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Loan Amount: ₹10,000 se ₹1 lakh tak.
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Interest Rate: 18%–22% approx (group profile ke hisab se).
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Repayment: Weekly / Bi-weekly / Monthly.
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Eligibility: Group members ka minimum 6 months ka experience hona chahiye.
👉 Ye loan mostly women entrepreneurs ke liye hota hai jo small business chala rahi hoti hain (jaise tailoring, grocery, dairy, etc.).
2️⃣ Bandhan Business Loan
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Purpose: Business expand karne, stock kharidne, ya working capital ke liye.
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Loan Amount: ₹50,000 – ₹10 lakh (secured/unsecured).
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Interest Rate: 11% – 18% per annum.
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Repayment Tenure: 1 se 5 saal.
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Documents Required:
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GST certificate
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Business registration proof
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Bank statements (6 months)
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KYC documents
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👉 Suitable for small & medium enterprises (SMEs), retailers, aur traders ke liye.
3️⃣ Bandhan Personal Loan
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Purpose: Marriage, education, travel, medical emergency ya personal expenses ke liye.
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Loan Amount: ₹50,000 – ₹5 lakh tak.
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Interest Rate: 12% – 22% per annum.
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Tenure: 12 se 60 months.
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Eligibility: Salaried employees / self-employed individuals.
👉 Fast approval aur minimum documents ke saath milta hai.
4️⃣ Bandhan Home Loan
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Purpose: Ghar kharidne, banwane, ya renovation ke liye.
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Loan Amount: ₹3 lakh – ₹2 crore tak.
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Interest Rate: Starting from 8.5% p.a.
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Repayment: Up to 30 years.
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Special Benefit: PM Awas Yojana ke tahat subsidy available (agar eligible ho).
👉 Affordable EMI plans aur flexible repayment options milte hain.
5️⃣ Bandhan Car Loan
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Purpose: Nayi ya purani car kharidne ke liye.
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Loan Amount: ₹1 lakh – ₹20 lakh tak.
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Interest Rate: 9% – 14% p.a.
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Repayment: 1 to 7 years.
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Eligibility: Salaried / self-employed customers.
6️⃣ Bandhan Bike Loan
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Purpose: Two-wheeler purchase ke liye.
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Loan Amount: ₹25,000 – ₹1.5 lakh tak.
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Interest Rate: 10% – 16% p.a.
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Documents Required: Aadhaar, PAN, income proof.
👉 Quick approval aur 85% tak vehicle cost financing.
7️⃣ Bandhan Weekly Loan / Monthly Loan
Bandhan Bank apne microfinance aur self-help group customers ke liye weekly aur monthly repayment options offer karta hai.
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Weekly loan repayment un borrowers ke liye suitable hai jinke paas frequent income hoti hai (jaise vendors ya small traders).
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Monthly loan repayment salaried ya consistent business income walon ke liye perfect hota hai.
👉 Flexibility aur short-term EMI cycle Bandhan Bank ke microloan model ka key feature hai.
📄 Bandhan Loan Documents Required
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Aadhaar Card & PAN Card
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Passport-size Photo
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Address Proof (Electricity Bill, Rent Agreement)
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Income Proof (Salary Slip / ITR / Bank Statement)
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Business Proof (agar applicable ho)
📲 Bandhan Loan Apply Kaise Karein?
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Visit the nearest Bandhan Bank branch
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Ya Bandhan Bank ki official website par loan application form fill karein
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Required documents upload karein
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Loan verification & approval ke baad amount directly bank account me credit hota hai
🧠 Bandhan Loan Ke Benefits
✅ Low & transparent interest rates
✅ Fast loan approval process
✅ Multiple repayment modes – weekly, bi-weekly, or monthly
✅ Suitable for all income groups
✅ Digital & branch-level support
❓ FAQs on Bandhan Loan
Q1. Kya Bandhan Bank se loan bina salary slip ke mil sakta hai?
👉 Haan, agar aap self-employed ho ya group loan lena chahte ho to alternate proof se loan mil sakta hai.
Q2. Bandhan loan ka interest rate kya hai?
👉 9% se 22% tak, loan type ke hisab se vary karta hai.
Q3. Kya Bandhan Bank se online loan apply kar sakte hain?
👉 Haan, official website par online loan apply option available hai.
Q4. Bandhan group loan sirf women ke liye hai kya?
👉 Mostly haan, lekin kuch micro-business category me men borrowers bhi eligible hote hain.
Q5. Kya Bandhan Bank CIBIL score check karta hai?
👉 Haan, personal aur business loans ke liye CIBIL score important factor hota hai.
🏁 Conclusion
Bandhan Loan har category ke borrower ke liye ek reliable aur affordable financial support hai — chahe aapko business grow karna ho, ghar banana ho, ya two-wheeler kharidna ho.
Flexible repayment aur transparent processing ke saath, Bandhan Bank ne India me apni strong microfinance aur retail loan services establish kar li hain.
Aap apne requirement ke hisab se Bandhan Loan apply karke apna sapna poora kar sakte hain.
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