Know the latest CUB Gold Loan Interest Rate 2025, eligibility, documents required, per gram rate today & repayment options. Get instant loan from City Union Bank on your gold.
CUB Gold Loan Interest Rate – 2025 Me Kitna Hai? Pura Detail Yahan Dekhiye
Aaj ke time me gold loan ek fastest aur secure loan option ban gaya hai. Agar aapke paas thoda sa bhi sona rakha hai to aapko turant loan mil sakta hai. City Union Bank (CUB) bhi ek popular bank hai jo CUB Gold Loan Interest Rate ke sath quick aur hassle-free gold loan provide karta hai.
Is article me hum detail me samjhenge ki CUB Gold Loan Interest Rate kitna hai, kaise apply karein, eligibility kya hai, documents kaun se lagenge aur repayment ke options kya milte hain.
💰 CUB Gold Loan Kya Hai?
CUB Gold Loan ek secured loan hai jisme borrower apna sona girvi rakhkar bank se paisa le sakta hai. Ye loan short-term financial need puri karne ke liye best mana jata hai jaise –
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Business ke liye fund
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Personal emergency
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Education ya medical expense
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Wedding ya home renovation
CUB Gold Loan ka sabse bada benefit ye hai ki CUB Gold Loan Interest Rate kaafi competitive hai aur repayment flexible hoti hai.
📉 CUB Gold Loan Interest Rate 2025
City Union Bank apne customers ko market ke hisaab se CUB Gold Loan Interest Rate offer karta hai.
| Loan Type | Minimum Interest Rate | Maximum Interest Rate | Processing Fee |
|---|---|---|---|
| Regular Gold Loan | 8.50% p.a. | 12.00% p.a. | ₹0 to ₹500 |
| Agri Gold Loan | 7.50% p.a. | 9.00% p.a. | Nil |
| Short Term Gold Loan | 8.75% p.a. | 11.50% p.a. | ₹100 onwards |
💡 Tip: Agar aapka CIBIL score achha hai aur repayment record strong hai to aapko CUB Gold Loan Interest Rate lower side me mil sakta hai.
🧾 CUB Gold Loan Eligibility Criteria
CUB Gold Loan lene ke liye kuch simple eligibility conditions hoti hain:
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Applicant Indian citizen hona chahiye
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Minimum age: 18 years
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Maximum age: 70 years
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Applicant ke paas khud ka gold (22 karat preferred) hona chahiye
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Stable income source hona chahiye
Bank mostly 22 karat gold ko accept karta hai aur value ka 75-80% tak loan amount deta hai (RBI guideline ke hisaab se).
📜 Documents Required for CUB Gold Loan
CUB me loan lene ke liye aapko ye documents chahiye:
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ID Proof: Aadhaar Card / PAN Card / Voter ID / Passport
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Address Proof: Utility Bill / Aadhaar / Ration Card
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Photographs (2 passport size)
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Gold Item Details (ornaments or coins weight & purity certificate)
Ye sab documents verify hone ke baad turant loan approve ho jata hai aur paisa aapke account me aa jata hai.
🧮 CUB Gold Loan Calculation Example
Man lijiye aapke paas 100 grams 22 carat gold hai jiska market value ₹5,800 per gram hai.
➡️ Total Value = 100 x ₹5,800 = ₹5,80,000
➡️ Loan-to-Value (LTV) = 75%
➡️ Eligible Loan Amount = ₹4,35,000
Ab agar bank aapko CUB Gold Loan Interest Rate 9% p.a. pe deta hai, to 1 saal me aapko approximate ₹39,000 interest pay karna hoga.
🕒 Repayment Options
CUB Gold Loan me repayment ke flexible options milte hain:
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Monthly EMI – Har mahine fixed EMI pay karni hoti hai.
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Bullet Repayment – Pure interest end me ek baar me chuka sakte ho.
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Interest Only Scheme – Sirf interest pay karte raho, principal maturity par do.
Aap apni convenience ke hisaab se repayment plan choose kar sakte ho.
💳 Benefits of Taking CUB Gold Loan
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Fast Processing: 30 minutes me loan approval.
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Attractive CUB Gold Loan Interest Rate.
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No Credit Score Required.
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Secure and Transparent Process.
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Flexible Repayment Option.
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Low Processing Fee.
🔍 CUB Gold Loan Per Gram Rate Today
Aaj ka CUB Gold Loan Interest Rate aur per gram rate market ke gold price par depend karta hai. 22 carat gold ke liye average rate ₹5,700 – ₹5,900 per gram ke beech hota hai.
Bank is rate par 75-80% tak loan sanction karta hai.
📱 CUB Gold Loan Online Apply Kaise Kare
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Visit kare – www.cityunionbank.com
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“Gold Loan” section pe click kare
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Form me basic details bhare
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Nearest branch select kare
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Bank representative aapse contact karega
Ya phir aap nearest CUB branch me jaakar bhi apply kar sakte hain.
Comparison: CUB Gold Loan vs Other Banks
| Bank | Interest Rate | Loan Tenure | Processing Fee |
|---|---|---|---|
| CUB | 8.50% – 12% | Up to 12 months | ₹0 – ₹500 |
| HDFC | 9.00% – 14% | Up to 24 months | 1% |
| SBI | 8.25% – 12.5% | Up to 36 months | 0.5% |
| Muthoot | 9% – 15% | Up to 12 months | 1% |
Clearly, CUB Gold Loan Interest Rate kaafi competitive hai, especially for short-term needs.
FAQ – CUB Gold Loan Interest Rate
Q1. CUB Gold Loan Interest Rate kitna hai 2025 me?
👉 8.50% se start hota hai aur maximum 12% tak ja sakta hai.
Q2. Maximum loan amount kitna mil sakta hai?
👉 Gold ke value ke hisaab se ₹20 lakh tak mil sakta hai.
Q3. CUB Gold Loan repayment kaise karein?
👉 Aap EMI, interest-only, ya bullet payment mode choose kar sakte hain.
Q4. CUB Gold Loan online apply kar sakte hain kya?
👉 Haan, official website ya branch dono se apply kar sakte hain.
Q5. Gold wapas kab milega?
👉 Jab aap pura principal aur interest chuka dete ho, tab bank aapka gold wapas deta hai.
🏁 Conclusion
Agar aapko short-term financial need ke liye quick loan chahiye to CUB Gold Loan Interest Rate ke sath City Union Bank ek reliable option hai. Iska process simple hai, rate low hai, aur repayment flexible hai.
Chahe business ho, personal emergency ho ya farming purpose – CUB Gold Loan har situation me helpful hai.
⚠️ Warning Message (Disclaimer)
Is article ka purpose sirf educational hai. CUB Gold Loan Interest Rate time ke sath badal sakta hai. Loan lene se pehle bank ki official website ya branch se latest rate aur terms check kar lein. Hum kisi bhi financial loss ke liye zimmedar nahi honge.
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