Looking for Federal Bank Personal Loan BYOM, Home Loan, or Car Loan Interest Rate? Here’s a complete guide on eligibility, documents, interest rates, and application process.
Introduction
Federal Bank India ek trusted private sector bank hai jo apne customers ko multiple loan products offer karta hai – jaise personal loan (BYOM), home loan, aur car loan. Agar aap apne financial needs ke liye loan lena chahte ho, to Federal Bank ke ye options aapke liye best ho sakte hain.
Is blog me hum detail me dekhenge:
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Federal Bank Personal Loan BYOM
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Federal Bank Home Loan
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Federal Bank Car Loan Interest Rate
1. Federal Bank Personal Loan BYOM
What is BYOM?
BYOM ka matlab hai Be Your Own Master, jisme customers apna loan online apply aur manage kar sakte hain bina bank visit kiye.
Key Features:
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Loan Amount: ₹50,000 – ₹25 lakh
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Tenure: 12 – 48 months
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Interest Rate: Starts from 10.49% p.a. (depends on profile)
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Processing: 100% digital approval & disbursal
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Purpose: Wedding, education, medical emergency, travel, or any personal need
Eligibility:
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Salaried employees, self-employed professionals
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Age: 21 – 60 years
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Minimum monthly income: ₹25,000 (approx.)
Documents Required:
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Aadhaar/PAN
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Salary slips / ITR
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Bank statement
👉 Apply online: Federal Bank BYOM Portal
2. Federal Bank Home Loan
Features:
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Loan Amount: Based on property value & income
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Tenure: Up to 30 years
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Interest Rate: Starting from 9.15% p.a. (floating)
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Processing Fee: Up to 0.50% of loan amount
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Special offers for salaried, NRIs, and women borrowers
Benefits:
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Higher eligibility with co-applicant option
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Quick processing with digital application
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Balance transfer facility available
Documents Required:
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ID & address proof
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Income proof (Salary slip/ITR)
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Property documents (Sale deed, Agreement, NOC)
👉 More details: Federal Bank Home Loan
3. Federal Bank Car Loan Interest Rate
Features:
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Loan Amount: Up to ₹1.5 crore (depending on car type)
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Tenure: Up to 84 months
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Interest Rate: Starting from 8.80% p.a.
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Margin: 10% – 15% (borrower contribution)
Benefits:
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Covers new & used cars
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Quick approval within 48 hours
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No hidden charges
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Easy EMI options
Eligibility:
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Salaried / self-employed individuals
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Minimum income: ₹20,000 per month
👉 More details: Federal Bank Car Loan
FAQs – Federal Bank Loans
Q1. What is BYOM in Federal Bank Personal Loan?
👉 It’s a digital loan platform that allows you to apply and manage personal loans online.
Q2. What is the minimum CIBIL score required for Federal Bank loan?
👉 At least 700+ CIBIL score is recommended.
Q3. Can NRIs apply for Federal Bank Home Loan?
👉 Yes, NRIs are eligible with proper documentation.
Q4. What is the processing time for Federal Bank Car Loan?
👉 Usually 24–48 hours after document submission.
Conclusion
Federal Bank ke loan products – BYOM Personal Loan, Home Loan, and Car Loan – customers ko flexible repayment, competitive interest rates, aur hassle-free digital experience dete hain.
👉 Agar aapko quick cash chahiye to BYOM personal loan best hai.
👉 Ghar kharidna plan kar rahe ho to Federal Bank Home Loan consider kijiye.
👉 Aur car lovers ke liye car loan interest rate 8.80% p.a. se start hota hai.
Aaj hi Federal Bank ke official portal par apply karke apna loan approval hassle-free paaiye.
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