Looking for Oriental Bike Insurance? Check features, benefits, premium, renewal & claim process of Oriental Insurance two-wheeler policies. Secure your bike today.
Introduction
Aaj ke time me bike chalana ek zaroori part hai hamare daily life ka. Lekin roads par accident, theft aur damages ka risk hamesha bana rehta hai. Isi liye bike insurance lena mandatory hai.
Oriental Insurance Company ek trusted government-owned insurer hai jo apko reliable aur affordable bike insurance plans provide karta hai. Is blog me hum detail me dekhenge Oriental Bike Insurance features, coverage, renewal, claim process aur benefits.
What is Oriental Bike Insurance?
Oriental Bike Insurance ek comprehensive two-wheeler insurance policy hai jo aapki bike ko accident, fire, theft aur third-party damages ke against protect karti hai.
👉 Aap apni requirement ke hisaab se third-party liability cover ya comprehensive policy choose kar sakte ho.
Types of Oriental Bike Insurance Policies
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Third-Party Bike Insurance
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Legally mandatory
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Covers damages/injuries caused to third-party person or property
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Affordable premium
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Comprehensive Bike Insurance
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Covers own damage + third-party liability
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Protects against theft, accident, natural calamities, fire
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Add-ons available
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Standalone Own Damage Cover
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Agar aapke paas already valid third-party policy hai, toh sirf apni bike ke liye damage cover le sakte ho.
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Key Features of Oriental Bike Insurance
✔️ Wide network of 3,000+ cashless garages
✔️ Quick claim settlement process
✔️ Personal Accident Cover up to ₹15 lakh
✔️ Add-on covers (Zero Depreciation, Roadside Assistance)
✔️ 24×7 customer support
✔️ No Claim Bonus (NCB) up to 50%
Oriental Bike Insurance Premium
Premium decide hota hai based on:
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Bike model & age
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Engine capacity (CC)
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City of registration
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Coverage type (third-party/comprehensive)
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Add-on covers
👉 Example: Hero Splendor 100cc ke liye third-party premium ₹800–1,200 yearly hota hai, jabki comprehensive policy ₹2,000–3,500 tak ho sakti hai.
Oriental Bike Insurance Renewal
Oriental bike insurance ko renew karna simple hai:
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Visit Oriental Insurance official website
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Policy number enter karein
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Coverage check karke renew option select karein
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Online premium payment karein
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Renewed policy instantly email pe mil jati hai
👉 Tip: Time se renewal karne par No Claim Bonus (NCB) ka benefit milta hai.
Claim Process for Oriental Bike Insurance
Step-by-Step Process
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Inform Oriental Insurance within 24 hours of accident/theft.
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File FIR (in case of theft/major accident).
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Submit Claim Form along with policy documents.
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Surveyor Inspection – Company ka surveyor vehicle check karega.
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Repair & Settlement – Cashless garage me repair hoga ya reimbursement option choose kar sakte ho.
Documents Required for Claim
📌 Original Policy Document
📌 RC (Registration Certificate) of Bike
📌 Driving License
📌 Claim Form duly signed
📌 FIR (if theft/major accident)
Benefits of Oriental Bike Insurance
🚀 Financial protection against accidents & theft
🚀 Legal compliance (mandatory under Motor Act)
🚀 Peace of mind for bike owners
🚀 Cashless garage facility
🚀 Higher resale value of bike due to valid insurance
FAQs – People Also Ask
❓ Oriental bike insurance kaise check karein?
👉 Aap Oriental Insurance website par policy number enter karke apni policy status check kar sakte ho.
❓ Oriental bike insurance ka claim kitne din me settle hota hai?
👉 Normally claim settlement 7–15 working days me ho jata hai.
❓ Kya Oriental Insurance me No Claim Bonus (NCB) milta hai?
👉 Haan, agar ek saal tak koi claim file nahi karte ho toh 20% se 50% tak NCB milta hai.
❓ Oriental bike insurance add-ons kaunse hai?
👉 Zero Depreciation, Engine Protect, Roadside Assistance, Personal Accident Cover for passengers.
Conclusion
Oriental Bike Insurance ek trusted aur affordable option hai apni two-wheeler ko secure karne ke liye. Iske wide cashless garage network, fast claim settlement aur add-on covers ki wajah se ye policy bike owners ke liye best choice hai.
👉 Agar aap ek reliable bike insurance plan dhoondh rahe ho, toh Oriental Bike Insurance definitely consider karna chahiye.
Oriental Bike Insurance Official Website
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