SBI Scholar Loan List 2025 – Eligible Courses, Interest Rate & Apply Process

Janiye SBI Scholar Loan List ke bare me – eligible courses, interest rate, eligibility criteria aur apply process in Hindi.

Contents hide

1 🔹 Introduction

2 📌 SBI Scholar Loan List Kya Hai?

3 💰 SBI Scholar Loan Scheme ke Fayde

4 📊 SBI Scholar Loan Interest Rate

5 📋 SBI Scholar Loan Eligibility

6 🧾 SBI Scholar Loan Documents Required

7 💻 SBI Scholar Loan Apply Process

8 ❓ Frequently Asked Questions (FAQs)

9 🏁 Conclusion

9.1 SBI Scholar Loan List

🔹 Introduction

Aaj ke competitive world me higher education pursue karna costly ho sakta hai. State Bank of India (SBI) ne isi problem ko solve karne ke liye SBI Scholar Loan Scheme launch kiya hai.

Ye scheme students ko higher education ke liye financial support provide karti hai — domestic aur international courses dono ke liye.

Is blog me aapko milega detail: SBI Scholar Loan List kya hai, eligibility criteria, documents required, interest rate, aur apply process.

📌 SBI Scholar Loan List Kya Hai?

SBI Scholar Loan List ek document ya resource hota hai jisme wo courses aur universities listed hoti hain jo SBI Scholar Loan Scheme ke under eligible hoti hain.

Ye list students ke liye helpful hoti hai taaki wo apni higher education ke liye eligible course select kar saken aur education loan apply kar saken.

SBI Scholar Loan Scheme under eligible courses me:

UG & PG courses in India & abroad
Professional courses (MBA, Medical, Engineering, Law, Management, etc.)
Research programs
Technical courses & certification programs

💰 SBI Scholar Loan Scheme ke Fayde

🎓 High Education Funding – ₹10 lakh se ₹1.5 crore tak education loan available.
💸 Low Interest Rate – Government subsidized interest rate for certain eligible courses.
📜 Wide Course Coverage – India & abroad dono ke courses eligible.
🏦 Flexible Repayment – Loan repayment grace period available.
🌍 Global Opportunities – International studies ke liye funding support.

📊 SBI Scholar Loan Interest Rate

SBI Scholar Loan interest rate market conditions aur loan amount ke hisaab se vary karta hai.

Approximate interest rate: 8.65% – 14% p.a.

📌 Note:

Interest rate courses aur borrower ke profile par depend karta hai.
Education loan ke repayment period me interest rates fixed nahi hote.

📋 SBI Scholar Loan Eligibility

SBI Scholar Loan ke liye eligibility criteria:

Applicant Indian citizen hona chahiye.
Admission kisi recognized institution me hona chahiye (India ya abroad).
Academic excellence (minimum eligibility marks university ke norms ke hisaab se).
Financial need proof (family income proof).
Co-applicant hona mandatory (usually parent/guardian).

🧾 SBI Scholar Loan Documents Required

Documents jo apply karne ke liye chahiye:

Aadhaar Card / PAN Card
Identity Proof & Address Proof
Admission letter from university/institution
Fee structure of course
Income proof of co-applicant (salary slip / ITR)
Academic certificates
Bank statement last 6–12 months
Loan application form

💻 SBI Scholar Loan Apply Process

Step-by-Step Process:

SBI branch visit karein ya SBI online loan application portal par jaayein.
Loan application form fill karein aur required documents submit karein.
Bank admission letter verify karega.
Loan sanction ke baad amount directly institution ke account me transfer hota hai.

💡 Tip: SBI official website par available SBI Scholar Loan List check karein taaki aap eligible course confirm kar saken.

❓ Frequently Asked Questions (FAQs)

Q1. SBI Scholar Loan List me kaunse courses included hote hain?
➡️ UG, PG, professional, technical, research programs — India & abroad ke courses.

Q2. SBI Scholar Loan ke liye maximum loan amount kitna hota hai?
➡️ ₹10 lakh se ₹1.5 crore tak, course aur university ke hisaab se.

Q3. Interest rate kitna hota hai?
➡️ Lagbhag 8.65% – 14% p.a.

Q4. Loan repayment grace period kya hota hai?
➡️ Generally course completion ke baad 6–12 months ka grace period milta hai.

Q5. Kya international courses ke liye SBI Scholar Loan apply kar sakte hain?
➡️ Haan, SBI Scholar Loan international courses ke liye bhi available hai.

🏁 Conclusion

SBI Scholar Loan List ek important resource hai jo students ko unki higher education planning me guide karta hai. SBI Scholar Loan Scheme education ke dream ko financially possible banata hai.

Agar aap apni higher education India ya abroad me pursue karna chahte hain to SBI Scholar Loan ek strong financial support hai jo education cost ko manageable banata hai.