Tata AIG Third Party Car Insurance – Coverage, Benefits & How to Buy

Looking for affordable car insurance? Tata AIG Third Party Car Insurance offers legal compliance, accident cover, and protection against third-party damages. Check features, benefits, and online application here.


Introduction

As per the Motor Vehicles Act, 1988, it is mandatory for every car owner in India to have at least a third-party car insurance policy. If you are looking for a reliable option, Tata AIG Third Party Car Insurance ensures legal compliance while protecting you against financial liabilities in case your car causes injury, death, or property damage to a third party.

With Tata AIG’s strong claim support and trusted services, you can drive worry-free while staying protected.


What is Tata AIG Third Party Car Insurance?

Tata AIG Third Party Car Insurance is a basic motor insurance plan that covers:

  • Bodily injury or death of a third party caused by your car.

  • Damage to third-party property (up to ₹7.5 lakh).

  • ✅ Unlimited liability in case of third-party injury or death.

It does not cover damages to your own car; for that, you need a comprehensive car insurance plan.


Key Features of Tata AIG Third Party Car Insurance

  • 📌 Mandatory coverage to legally drive on Indian roads.

  • 📌 Financial protection against third-party legal liabilities.

  • 📌 High claim settlement ratio with Tata AIG.

  • 📌 24×7 claim assistance and customer support.

  • 📌 Pocket-friendly premium rates compared to comprehensive plans.


Benefits of Choosing Tata AIG Third Party Car Insurance

  • 🚗 Stay compliant with Indian traffic laws.

  • 🚗 Avoid heavy penalties and fines for driving without insurance.

  • 🚗 Peace of mind in case of accidental damage to others.

  • 🚗 Hassle-free online purchase and renewal.


Who Should Buy Tata AIG Third Party Car Insurance?

  • Car owners looking for low-cost insurance.

  • Individuals who do not drive their car frequently.

  • Those who want to fulfill the mandatory legal requirement of motor insurance.


Premium & Coverage Details

  • ✅ Premium rates are fixed and regulated by IRDAI (Insurance Regulatory and Development Authority of India).

  • ✅ Premium depends on the car engine capacity (cc).

  • ✅ Example: Small cars (up to 1000cc) will have lower premiums compared to SUVs.


How to Buy Tata AIG Third Party Car Insurance Online?

  1. Visit the Tata AIG official website.

  2. Enter your car details (registration number, engine cc, etc.).

  3. Choose Third Party Car Insurance plan.

  4. Pay premium online and download the policy instantly.


Claim Process for Tata AIG Third Party Car Insurance

  1. Inform Tata AIG immediately after an accident.

  2. File an FIR at the nearest police station.

  3. Submit claim form and required documents.

  4. Tata AIG will assist in claim settlement as per third-party liability norms.


FAQs on Tata AIG Third Party Car Insurance

Q1. Is Tata AIG third-party car insurance mandatory?
👉 Yes, it is compulsory under the Motor Vehicles Act, 1988.

Q2. Does third-party insurance cover own car damage?
👉 No, it only covers third-party injury, death, or property damage.

Q3. What is the property damage limit under this plan?
👉 Tata AIG third-party car insurance covers up to ₹7.5 lakh for property damage.


Conclusion

If you are looking for a budget-friendly and legally valid car insurance, then Tata AIG Third Party Car Insurance is the right choice. It protects you from third-party liabilities, ensures compliance with Indian laws, and provides 24×7 claim support from one of the most trusted insurers in India.

👉 Apply now on the Tata AIG official website and stay worry-free on the road.

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